新加坡公积金受益人如何提名？有三种方式可办理

2024年7月2日，新加坡人力部长陈诗龙医生在国会书面答复蔡厝港集选区议员黄文鸿有关公积金提名制度的相关问题。

以下内容为新加坡眼根据国会英文资料翻译整理：

提名非直系家庭成员为公积金受益人的现场程序

51 黄文鸿（厝港集选区议员）先生询问人力部部长：

人力部是否会考虑要求在公积金服务中心亲自提名非公积金账户持有人直系亲属的受益人？

陈诗龙（人力部长）医生：公积金 (CPF) 提名计划的目的是让会员决定将公积金储蓄留给谁以及留给多少。成员有其独特的个人情况，应可选择提名任何人，无论其年龄、国籍或家庭关系如何。

我们目前在公积金提名计划下制定了保障措施。首先，在进行公积金提名时，成员必须指定两名证人。证人的作用是证明成员本人有意进行提名。证人不能是成员的任何被提名人，以防止利益冲突。

其次，当成员提名非家庭成员时，公积金局将进行额外检查，以确认成员提名的意图。无论是本人亲自现场提名、在线提名还是通过提交纸质表格提名，均适用此类检查。

最后，对于在线提名，成员必须通过 Singpass 登录。Singpass 要求用户验证自己的身份。这确保了提名人就是成员本人。在线提名的见证人也需要使用 Singpass 登录，以证明成员的提名。

如果遗赠意向发生变化，成员可随时重新提名。我们为成员提供了多种选择：亲自前往公积金服务中心办理；通过纸质提名表格提交；或随时使用Singpass在线进行提名。这是根据成员的选择提供灵活性，并鼓励成员进行提名。

以下是英文质询内容：

IN-PERSON PROCESS FOR NOMINATION OF NON-FAMILY MEMBER AS CPF BENEFICIARY

51Mr Don Weeasked the Minister for Manpower whether the Ministry will consider requiring CPF nominations of beneficiaries who are not a direct family member of the CPF account holder be made in person at one of the CPF Service Centres.

Dr Tan See Leng:The purpose of the Central Provident Fund (CPF) nomination scheme is to allow members to decide who they want to leave their CPF savings to and in what proportion. Members have their unique personal circumstances and should have the choice to nominate any person, regardless of age, nationality or family relation.

We have safeguards in place today under the CPF nomination scheme. First, when making their CPF nomination, members are required to appoint two witnesses. The role of witnesses is to attest that the members themselves had the intention to make their nomination. Witnesses cannot be any of the member’s nominees, to prevent a conflict of interest.

Next, when members nominate someone who is not a family member, the CPF Board will conduct additional checks to confirm the member’s intentions to make such a nomination. Such checks apply, whether the nomination is done in person, online or posted in via the hardcopy nomination form.

Finally, for online nominations specifically, members are required to log in via their Singpass. Singpass requires users to authenticate themselves to verify their identity. This ensures that the members themselves are the ones making their nomination. Witnesses for online nominations are also required to log in with their Singpass to attest to a member’s nomination.

Members can make a new nomination at any time if their bequeath intentions change. We provide members the option to make their CPF nominations in-person at the CPF Service Centre, via a hardcopy nomination form or online at any time using their Singpass. This is to provide flexibility based on the member’s choice and to encourage members to make their nominations.